Disability Insurace Quote

Insurance Myths

Myth #9: All Car Insurance Is the Same.
When comparing policies, you can’t look at price and not consider the level of protection. Any provider can reduce your coverage limits to reduce your premium, but you end up at risk. Smart ways to save are:
·    Increasing your deductible
·    Get all possible discounts.
·    Talk to your agent periodically because changes in life can change your needs.
Disability Income Insurance

Disability income can help protect your most valuable asset, your ability to earn a living. When you can't work, it can help you and your family:

  • Keep a roof over your head
  • Maintain your daily routines
  • Rest easy knowing the bills will get paid

Disability income insurance provides a monthly benefit for loss of income because of covered injuries or illnesses. After a predetermined time period, it typically pays a percentage of your income for as long as you're disabled, under your contract.

Determine Your Need

How would you pay your bills if you were sick or injured? What are the odds that you will need disability insurance? Get answers to these important questions.

If your paycheck suddenly stopped because of a disability, you'd still have to pay your mortgage or rent, utilities, car payment, groceries - and all your other monthly expenses.

What are the odds?

  • An illness or accident will keep 1 in 5 workers out of work for at least a year before the age of 65.
  • Close to 90 percent of disabling accidents and illnesses are not work-related.
  • Only 34.1 percent of almost 2.2 million people who applied for Social Security disability benefits were approved in 2007.
  • 70 percent of the private sector workforce has no long-term disability insurance.

Our Disability Plans

Get more details on Morris Insurance Agency's disability products. Whatever your needs, we'll help you find the policy that's right for you.

It's your choice. Which one works for you?

  • Short-Term Accident Only
  • Short-Term Accident/Sickness
  • Long-Term Accident/Sickness
  • Business Operating Expense

Why Choose Us?

When you're considering purchasing a disability insurance policy, it's important to look for a company you can trust.