Insurance Myths

Myth #17: If I’m not at fault in an accident, the other person will pay.
This assumes he has coverage. Some people have no insurance or only minimal insurance that won’t cover damage they cause to others. Even if you sue them, you may not be able to recover damages. The best way to protect yourself is having good limits on your own policy for the specific parts that cover being hit by an “uninsured" or “underinsured” driver.

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Boat Insurance

Whether you have your boat tied to the dock or snug on your trailer, you want to make sure it's covered. Then, when you head out to open water and set yourself adrift at a favorite fishing spot, you're covered there too.

Wondering About Boat Discounts?

Everyone wants to stretch their dollars a little further. Give us a call to check on discounts you might be eligible to receive. Discounts may include these choices:

  • Optional winter lay-up for those cold days in dry dock.
  • Fresh water use only for the non-seafarers.
  • Have a squeaky clean driving record? That's a plus.
  • Passed a boating safety course? Don't forget to tell us.

Great Coverage On The Water Or At The Dock

You want to protect your boat first and foremost. You can purchase boat coverage to keep you protected from physical damage perils and personal liability. Make sure to read through the details of your policy for items that are not covered. Learn more about boat insurance coverage.

Tell Me About Personal Watercraft Insurance

Did you know that the Morris Insurance Agency offers personal watercraft coverage as well as boat insurance? We realize that many boat owners have more than one toy for the water and we can help you secure coverage for each and every one. Learn more about personal watercraft insurance.